What’s your credit score?
It sounds like a simple question, doesn’t it? Yet for many homebuyers—even those with strong credit—it can feel overwhelming. Why is that?

For starters, most people don’t track their credit scores on a regular basis. On top of that, more than 80% of consumers don’t actually know what score is needed to qualify for a home loan. Instead, they rely on well-meaning friends who’ve never written an offer or signed a mortgage contract, often accepting a ‘one-size-fits-all’ approach that simply doesn’t work.

The truth is, every buyer’s financial situation is unique. That’s why I believe in complete transparency—even if it means correcting a few misconceptions. My goal is to provide clarity, not confusion, so buyers can move forward with confidence, knowing the guidance they’re getting is tailored to their journey.

* That being said, did you know the Federal Housing Administration or FHA as most people know it as, will allow a buyer to purchase a home with a 500-credit score?

Your Credit, & A Horror Movie aren't the same thing!