What's A Conventional Loan

Conventional home loans are a popular option for many buyers and are not government-insured, unlike FHA or VA loans. One key advantage is that they can be used to purchase investment properties.

Borrowers who put 20% down can avoid paying private mortgage insurance (PMI). While conventional loans often require higher credit scores and larger down payments, they offer strong flexibility in both loan amounts and property types.

Understanding how conventional loans work can help buyers make confident, informed financing decisions.

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