QM Loan Types

Qualified Mortgages

This loan type is used for borrowers with a below average credit score, and Low to moderate Income.

This loan type is for individual with a slightly lower income. Looking to purchase in a rural area with $0 down.

FHA

USDA

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QM Loan Types

Qualified Mortgages

For those with an above average credit score.

This loan type is for Military vets or spouse. To be verified by a certificate of Eligibility, we can also pull this to see if you are Eligible.

VA

Conventional

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Non-QM Loan Types

Non-Qualified Mortgages

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