A mortgage is a loan used to purchase property, with several types to suit different needs.

Fixed-rate mortgages- offer a consistent interest rate for stability and predictability.

Adjustable-rate mortgages- (ARMs) start with a lower rate that can change over time, which may be helpful if interest rates drop. Interest-only mortgages- allow for lower initial payments.

*It’s important to choose a mortgage that aligns with your financial goals. This site focuses on 30-year fixed loans, but if you have questions about ARMs, feel free to contact us.